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WAS IT AN ACCIDENT OR INTENTIONAL MISCONDUCT

November 23, 2012 – Insurance

If the actions of the insured were accidental it is covered, but if the actions were intentional, it is not covered. A deliberately pushes or shoves B. A’s actions are intentional and not covered

What if A intentionally pushes B but does not intend to injure him.

Are A’s actions covered by his insurance policy as an accident?

 

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CAN INSURANCE BROKERS AVOID LIABILITY FOR ADVICE THEY PROVIDE INSUREDS BY CLAIMING THE INSURED FAILED TO READ THE POLICY?

November 23, 2012 – Insurance

NO. An insured’s failure to read his policy does not….. render the insured’s reliance on the agents advice unjustifiable as a matter of law.

Clemment v. Smith 16 Cal. App.4th45 Hobbs. V. Ins Serv.of California, Inc. 177 Cal.App.4th 624